Every landowner’s situation is different, so Land Ally offers three types of offers to fit your needs. You can choose the path that works best for your timeline and financial goals:

1. Cash Offer – Quick Sale, Immediate Payment

If you want a fast, straightforward sale, our cash offer is the simplest solution. This option is best for those who value speed and certainty over squeezing out every last dollar.

Speed: We can close in as little as 2–3 weeks for a cash purchase. You get a lump-sum payout quickly, which is perfect if you have urgent financial needs or just want to be done with the property. There’s no waiting for bank loan approvals or lengthy buyer due diligence – we have funds ready.

No Hassle: You don’t need to list the land or deal with showings, signs, or picky buyers. We won’t ask you to improve the property at all. Land Ally handles the paperwork with a local title company and covers all closing costs. Selling land traditionally can be complex (surveys, perc tests, negotiations, etc.), but we take care of those details behind the scenes. You simply sign the sale documents and get paid.

Fair Price: We research the market and county data to make a fair market value offer for your land. In a cash sale, the trade-off for speed is that the offer might be a bit less than you might get by holding out for a retail buyer for a long time. (As a land investment company, we do need a small margin to cover our costs and risk.) However, you’re trading a tiny bit of potential upside for the guarantee of cash in hand now. Many of our clients find this well worth it – no more anxiety about if or when the land will sell. You get certainty and peace of mind. (And remember, you save on agent commissions and ongoing expenses too.)

Ideal For: Anyone who says “I just want to sell my land fast in North Carolina!” This is often the best choice for estates with multiple heirs (so everyone can quickly divide the proceeds) or owners facing pressing situations like pending taxes or debt. It’s also great if you simply don’t want the hassle of a drawn-out sale process.

(Keep in mind: a fast cash sale means you’re out from under the property in weeks. If maximizing price is more important than speed, one of our other options might suit you better. Either way, we’ll make sure you understand the pros and cons of each offer type.)

2. Terms Offer – Installment Payments (Seller Financing)

Maybe you don’t need all the cash right away and would prefer to maximize the total amount you get. In that case, our Terms Offer could be very attractive. This is essentially a seller-financed sale: Land Ally buys your land by paying you in monthly installments over a set period. You get a steady income stream and often a higher overall payout than a one-time cash price.

How It Works: We agree on a purchase price, down payment, and the length of the payment term. At closing, you transfer the land to us (we take ownership) and we pay you the agreed down payment upfront. Then, we send you monthly payments for the remaining balance, just like a mortgage note (with interest). You don’t have to worry about anything – we handle all property responsibilities from day one (taxes, maintenance, insurance). It’s truly passive income for you.

Higher Total Payout: Because you’re essentially acting as the “bank” and allowing us to pay over time, we can typically offer a higher total price for the land than we would in an all-cash deal. In other words, you earn interest on the unpaid balance. Over several years, those interest payments increase your total earnings from the sale. Many sellers end up making more money in the long run this way. (For example, instead of, say, a $50,000 lump sum, you might get $10,000 down and a total of $60,000 paid over a number of years.)

Tax Benefits: An installment sale can also spread out any capital gains tax liability you have. Rather than getting hit with the full tax bill in one year, you defer the tax over the term of the payments. This could keep you in a lower tax bracket or even minimize taxable gains (consult your CPA for your specific situation). Essentially, you keep more of your money working for you instead of handing a chunk to the IRS at once.

No Headaches: Even though you’re receiving payments over time, you don’t have landlord duties or obligations on the land. We take full ownership at closing, which means we take on all the risk and responsibilities of the property. If the parcel needs mowing, surveying, a road cut in – we handle it. You just deposit the checks. It’s an ideal way to earn passive income if you aren’t in a rush. (And if we end up selling or developing the land down the road, that’s our concern, not yours.)

Ideal For: Individuals or small families that don’t need immediate cash but like the idea of monthly income. This can be a smart choice if you want to earn more from your land than a quick sale would yield, or if the land is difficult to value today. For example, one of our clients inherited several rural parcels. He sold one parcel to us with owner financing and enjoyed a reliable check every month – which turned out to be a great supplement to his income. In fact, he liked the arrangement so much he later sold us the other parcels on terms as well. Steady payments gave him financial breathing room without the burden of land ownership.

(Keep in mind: you won’t get all your cash upfront with this option. Usually the payment term can range from a few years up to 10-15 years, depending on the land and agreement. We always provide a clear amortization schedule. If you decide you prefer a lump sum later, there are often ways to assign or pre-sell the note – but most of our sellers happily collect the checks for the full term.)

3. “Developer” Partnership – Maximize Value Through Improvements

If your priority is maximizing the price you get for your land (and you’re willing to be a bit patient), our third offer type is a Developer Partnership. This strategy unlocks your land’s true potential value by going through the development or entitlement process before selling the land on the market. In simple terms, Land Ally will do the work to increase your land’s value, and you’ll benefit from a higher sale price.

When It Makes Sense: This route is best for properties that have significant upside if certain improvements or approvals are in place. For example, maybe you own 20 acres near a growing town or along a highway. As raw land, it might not sell for top dollar today. But if that land were subdivided into smaller lots, or had a zoning change allowing housing, or if we secured permits for utilities and road access, then developers or end-buyers would pay much more for it. Developers pay a premium for “shovel-ready” land that’s ready to build, rather than raw tracts that still need work. We bridge that gap.

How It Works: Land Ally basically becomes your development partner. We have experience in land planning, surveying, rezoning, and working with county authorities. After we agree on a game plan, we do all the heavy lifting (and cover all the upfront costs). In some cases, we might structure it as an extended closing – for example, we sign a purchase agreement, then over 6–12 months we get the necessary entitlements (subdivision approval, etc.) before actually closing at a higher price we’ve set. In other cases, we might joint venture with you – you retain ownership during the improvement phase while we invest our time and money to enhance the property, and then we split the proceeds when it sells. The structure is flexible, but the key point is you don’t pay for the improvements out-of-pocket. We handle the process, risk, and expense.

Your Payout: Because the land will be worth more after we finish, you get a higher payout than any “as-is” sale offer. The exact amount and timing vary by project, but our goal is to maximize the land’s value and then share that success with you. Even after accounting for our share or fees, you typically come out well ahead of where you’d be selling the land as-is to a standard buyer. And you still avoid having to become a developer yourself – we take on that role.

Timeline: This option takes longer – usually anywhere from 6 to 18 months, depending on the complexity of the project (sometimes longer for very involved rezonings). If you can be patient, the reward can be worth it. We keep you informed along the way as milestones are reached. Remember, during this time you’re not dealing with the property – we are. Think of it like a remodel for land: it takes time to upgrade the land, but then it sells for a lot more.

Ideal For: Landowners who suspect their property could be worth much more with the “right” changes, and who are okay waiting to achieve that. It helps if the land is in a location poised for growth – e.g. on the edge of a city or a county that’s seeing development. If your parcel could potentially be used for housing subdivisions, a mobile home park, commercial use, or has natural resources, this might be a great fit. Also, if you’ve received low offers from buyers because “the zoning isn’t right” or “no one can build on it yet,” those are signs that a value-add approach could pay off.

We’ll be honest with you: if we don’t think improvements will significantly raise value, we’ll let you know and likely recommend the cash or terms offer instead. But many North Carolina properties have hidden potential that we can unlock.